Date

ATTN: CUSTOMER RELATIONS DEPARTMENT
Credit Bureau
Address

Dear (Credit Bureau Name):

I have been around and around with your company regarding the errors which I have.
And they continue to remain in my consumer credit report.

I am again noting that problems have been discovered and they continue to remain unresolved.
I don't know how to better state my problem nor do I know how to correct the errors.

The following accounts are not mine.

Account Name & Numbers
________________________
________________________
________________________

Since you have not given me names of persons with their business addresses that you contacted for re-verification of the information, so that I could follow up as I requested,
I assume that you have not been able to verify the information I have disputed.

If this problem continues and I am forced to seek some form of professional assistance,
you have been forewarned of the harm which this problem is causing me.

I shall assume that 30 days constitutes a "reasonable time" to complete these actions
unless you immediately notify me otherwise.

Send me an updated copy of my credit report with these items deleted.

Thanks,

Signature
Name
Address
Social Security Number